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Carers allowance versus Carers Premium

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6 years 11 months ago #186153 by David
I cannot get CA but have been awarded CP. Does CP affect other benefits in the same way that CA does ?
Is CP paid as part of ESA or is it paid as IR topup ?

Thanks

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  • bro58
6 years 11 months ago - 6 years 11 months ago #186170 by bro58
Replied by bro58 on topic Carers allowance versus Carers Premium

David wrote: I cannot get CA but have been awarded CP. Does CP affect other benefits in the same way that CA does ?
Is CP paid as part of ESA or is it paid as IR topup ?

Thanks


Hi D,

CP is generally paid where you may be entitled to CA but cannot be paid it, as in cases where you also receive ESA.

This is because CA & ESA are what's known as "overlapping benefits" !

However, under that scenario, you will be classed as having an "Underlying Entitlement" to CA which will result in you being paid The CP as an IR ESA top-up to your usual ESA payments.

Of course, that is if you can pass the means test for entitlement to IR ESA payments with respect to any hours worked by a partner if you have one, and any capital, assets and savings that you may have :

24 hour work rule for payment of IR ESA

Asset rule for receipt of IR ESA

Even if you are currently paid CB ESA you can still receive IR ESA top-ups if you can fulfill the above.

Once you are in receipt of any amount of IR ESA, even a penny, this passports you to other "benefits" such as free prescriptions and dental care, your maximum entitlement to Housing Benefit, Support with Mortgage Interest, and The Warm Home Discount Scheme.

You can research the above on the internet.

The CP will be £34.95/Week after 10/04/17

Hope that helps.

bro58
Last edit: 6 years 11 months ago by bro58.

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6 years 11 months ago #186397 by David
Replied by David on topic Carers allowance versus Carers Premium
we both get ESA(CB), PIP HM. I get SC wife gets HC
I have pension of £32 pw which I understand is taken £ for £ from any IR ESA
No other income/savings/assests
With IR ESA top up from CA ( £34.95 less £32 pension = £ 2.95 )
I believe we should then be entitled to SDP & EDP

Does CP then affect SDP as CP would ie. paid at single rate ?
Thanks

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  • bro58
6 years 11 months ago - 6 years 11 months ago #186434 by bro58
Replied by bro58 on topic Carers allowance versus Carers Premium

David wrote: we both get ESA(CB), PIP HM. I get SC wife gets HC
I have pension of £32 pw which I understand is taken £ for £ from any IR ESA
No other income/savings/assests
With IR ESA top up from CA ( £34.95 less £32 pension = £ 2.95 )
I believe we should then be entitled to SDP & EDP

Does CP then affect SDP as CP would ie. paid at single rate ?
Thanks


Hi D,

If you and your wife are in receipt of CB ESA in your own rights plus PIP Standard Daily Living, and HR Care DLA respectively, you should be entitled to the following.

CB ESA each in your own rights, then one of you (generally the husband) should receive IR ESA top-ups to their CB ESA.

So on the premise that you are to receive the IR ESA top-ups to your CB ESA, you should also receive :

2 x Carer Premiums (CP), one for you providing care for your wife, and the other for her providing care for you. ( You would both need to have the "Underlying Entitlement" and be capable of providing the 35 hours a week care) Both of you would have to apply for CA, which would then result in the Underlying Entitlement.

1 x Severe Disability Premium (SDP) at the higher couple rate. (As you are both in receipt of a PIP DL/DLA HR or MR Care awards you are classed as living alone.

If one of you is in the Support Group, the couple rate of the Enhanced Disability Premium. (EDP)

Your £32 Pension and your wife's CB ESA should then be deducted from your maximum IR ESA entitlement, and that is what you should receive in payment.

So on what you have written, your wife should receive her fortnightly CB ESA payments in a standalone capacity.

You should receive your CB ESA + the IR ESA Premiums as above, minus your pension of £32 and minus the amount that your wife receives in CB ESA.

PIP/DLA is not deducted from your "maximum IR ESA entitlement" so you should also receive that separately in your own rights.


You should be able to work out your total ESA entitlement (2017/18 rates as from 10/04/17) from Here

bro58
Last edit: 6 years 11 months ago by bro58.

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  • bro58
6 years 11 months ago - 6 years 11 months ago #186436 by bro58
Replied by bro58 on topic Carers allowance versus Carers Premium

bro58 wrote:

David wrote: we both get ESA(CB), PIP HM. I get SC wife gets HC
I have pension of £32 pw which I understand is taken £ for £ from any IR ESA
No other income/savings/assests
With IR ESA top up from CA ( £34.95 less £32 pension = £ 2.95 )
I believe we should then be entitled to SDP & EDP

Does CP then affect SDP as CP would ie. paid at single rate ?
Thanks


Hi D,

If you and your wife are in receipt of CB ESA in your own rights plus PIP Standard Daily Living, and HR Care DLA respectively, you should be entitled to the following.

CB ESA each in your own rights, then one of you (generally the husband) should receive IR ESA top-ups to their CB ESA.

So on the premise that you are to receive the IR ESA top-ups to your CB ESA, you should also receive :

2 x Carer Premiums (CP), one for you providing care for your wife, and the other for her providing care for you. ( You would both need to have the "Underlying Entitlement" and be capable of providing the 35 hours a week care) Both of you would have to apply for CA, which would then result in the Underlying Entitlement.

1 x Severe Disability Premium (SDP) at the higher couple rate. (As you are both in receipt of a PIP DL/DLA HR or MR Care awards you are classed as living alone.

If one of you is in the Support Group, the couple rate of the Enhanced Disability Premium. (EDP)

Your £32 Pension and your wife's CB ESA should then be deducted from your maximum IR ESA entitlement, and that is what you should receive in payment.

So on what you have written, your wife should receive her fortnightly CB ESA payments in a standalone capacity.

You should receive your CB ESA + the IR ESA Premiums as above, minus your pension of £32 and minus the amount that your wife receives in CB ESA.

PIP/DLA is not deducted from your "maximum IR ESA entitlement" so you should also receive that separately in your own rights.


You should be able to work out your total ESA entitlement (2017/18 rates as from 10/04/17) from Here

bro58


Hi D,

I should have made it clear that your maximum IR ESA entitlement should take into account the couple rate of ESA = £114.85 rather than the single rate of £73.10.

So as an example using the 2017/18 rates, on the premise that you are both entitled to the CP :

Your own ESA breakdown letter should read something like :

Total IR ESA entitlement :

ESA @ couple rate = £114.85

SG Component = £ 36.55

EDP (couple) = £ 22.85

SDP(higher couple) = £124.90

CP (you) = £ 34.95

CP (wife) = £ 34.95

i.e. Your maximum weekly IR ESA entitlement would be : £369.05/Week

Then deduct your £32/Week Pension and your wife's weekly CB ESA payments to give you your weekly ESA entitlement.

Remember, ESA is paid fortnightly in arrears.


bro58
Last edit: 6 years 11 months ago by bro58.

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