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esa help

  • Ranald
13 years 1 month ago #45796 by Ranald
Replied by Ranald on topic Re:esa help
Hi Mike.
You do not need to have a job to be in receipt of ESA (Income Related).

The wording can be deceptive, the fact that you have no income and have not paid enough NI contributions is the reason you would qualify.

That is of course assuming you pass the WCA (Work capability Assessment).

Ranald

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13 years 1 month ago #45797 by Gordon
Replied by Gordon on topic Re:esa help
mike1983 wrote:

and what happenss if i dnt meet any of this criteria will i have no benefits cos i need benefits to survive and how do u fail a medical tesst,and i wont be moved onto income based esa as i do not have a job

OK, the first thing to say is that you do not need to be working to receive Income Related ESA, so you don't need to worry about that.

If you remember from when you looked at the Guides, the ESA medical (the WCA), is points based, you need to score 15 or more points to eligible for the WRAG, if you don't score enough points then you "fail".

The means test covers your assets, you need to have less than £16,000 and ideally less £6,000. It also looks at any income you you receive, that is not from your benefits. You haven't mentioned it before, but if you have a partner, then their income and assets are also included in the calculation.

The bottom line is that this is still someway off, and whilst it is important to understand what is going to happen so you can be prepared, you should not spend your time worrying about it.

Gordon

Nothing on this board constitutes legal advice - always consult a professional about specific problems

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  • mike1983
  • Topic Author
13 years 1 month ago #45809 by mike1983
Replied by mike1983 on topic Re:esa help
OK moneywise i dnt even have close to £6k

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  • mike1983
  • Topic Author
13 years 1 month ago #45882 by mike1983
Replied by mike1983 on topic Re:esa help
so what happens if u fail the WCA medical?

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  • Survivor
13 years 1 month ago #45883 by Survivor
Replied by Survivor on topic Re:esa help
If you fail the medical, you can appeal if you want, but if you don't appeal, or if you appeal but your appeal is turned down, you won't get ESA.

You could apply for JSA and look for work. Depending on your personal circumstances, you might be entitled to other benefits, such as Carers Allowance if you are looking after someone else etc.

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13 years 1 month ago #45886 by Derek4
Replied by Derek4 on topic Re:esa help
It's worth pointing out that when you claim ESA assessment rate pending appeal, you do not get NI credits. These will only be reinstated if the appeal is allowed.

In other words, you have to gamble with your NI credits for the right to appeal.

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