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What are ‘complex budgeting decisions’ in relation to personal independence payment (PIP)?

For the purpose of personal independence payment (PIP), the law states that the term “complex budgeting decisions” means :

(a) calculating household and personal budgets;
(b) managing and paying bills; and
(c) planning future purchases;

The term complex financial decisions  is relevant to the following personal independence payment activity:

9. Making budgeting decisions.