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TOPIC: contributions esa\income esa

Re:contributions esa\income esa 7 years 10 months ago #14845

  • strawberry Rodgers
so basically I would be better off on Income Based ESA as I would be elegible for cold weather payments and free prescriptions. I have no savings and no partner. If the money for both benefits is the same what is the logic for someone in my circunstances getting CB ESA, or am I being niave expecting logic from the DWP?

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Re:contributions esa\income esa 7 years 10 months ago #14846

  • pete17971
strawberry
Rodgers wrote:

so basically I would be better off on Income Based ESA as I would be elegible for cold weather payments and free prescriptions. I have no savings and no partner. If the money for both benefits is the same what is the logic for someone in my circunstances getting CB ESA, or am I being niave expecting logic from the DWP?


Hi,

You will be in effect 'tested' to see whether you qualify for Contribution Based ESA first, and if you qualify (by virtue of your NI contributions paid) that is what you will be paid. Only if you fail the 'contribution test' would you be considered for Income Related ESA.

You cannot choose which you can claim, it will be down to your paid NI contributions. Remember though if your personal circumstances were different, you could for example have a million pounds in the bank, or a working partner on a decent salary and be able to claim Contribution Based ESA, whereas in those situations no Income related ESA would be payable.

You may however qualify for free prescriptions and help with some other health costs via the Low Income Scheme if ESA is your only income - details here:

www.nhsbsa.nhs.uk/1125.aspx

Regards

Pete

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