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TOPIC: Anyone understand premiums?

Anyone understand premiums? 7 years 6 months ago #12875

I'm thinking of telling the DWP I don't want HRC any more, I only want MRC.

I get IB and IS.

I've grasped that I'll lose my enhanced disability premium and keep my severe disability premium, but when I looked up the rates, there seems to be a premium just called disability premium which I know nothing about.

In practical terms, does anyone know how much worse off I'll be without the HRC? Do I just deduct the enhanced disability premium from my IB+IS total?

I know I should be able to work this out, but I'm just too wound up to do it. I daresay that if it was for anyone else, I'd be able to remain calm enough to do it.

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Re:Anyone understand premiums? 7 years 6 months ago #12877

Hi Survivor,

I'm afraid it isn't possible to tell the DWP what rate of DLA you want, even if you're asking them to reduce it.

If your circumstances have changed, all you can do is give them information about the change - which will probably involve filling out a new claim form - and then leave it to them to decide what rate you may now be entitled to.

If your circumstances haven't changed then they have no legal grounds on which to look at your award again, even if you want them to reduce it.


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Nothing on this board constitutes legal advice - always consult a professional about specific problems

Re:Anyone understand premiums? 7 years 6 months ago #12880

I have a relapsing-remitting condition so it's really difficult to know. I tried when doing my DLA renewal last year to convert months of the year into days of the week, and I told them this, but I think maybe I'm on average better than I was.

It's complicated by the fact that I thought I was eligible at night on the basis of needing help with bodily functions, but they awarded it on the basis of risk.

It's all horribly difficult.

I hate all this worry. Life was so much simpler when I was well and not dependent on the DWP.

This isn't to ask for further comment (unless you want to give it) I just wanted to say it.

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