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TOPIC: Contribution based ESA and income

Contribution based ESA and income 5 years 11 months ago #72663

Hi!
Not your usual question?
I am on Contribution based ESA if i balance transfer cash through my current account from a credit card ie a £1000 to purchase a car will i be breaking any rules regarding income.
I just dont want to drop myself in it.
Thanks in advance!

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Re:Contribution based ESA and income 5 years 11 months ago #72668

  • michaelg
matchseller wrote:

Hi!
Not your usual question?
I am on Contribution based ESA if i balance transfer cash through my current account from a credit card ie a £1000 to purchase a car will i be breaking any rules regarding income.
I just dont want to drop myself in it.
Thanks in advance!


Hi matchseller

Please read B&W guide -

Asset rule for ESA(IR)

You should seek further advice as you are using a credit card to buy a car and the money is only temporarily in your bank account.

Regards

Michael

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Last Edit: by michaelg. Reason: corrected

Re:Contribution based ESA and income 5 years 11 months ago #72669

matchseller wrote:

Hi!
Not your usual question?
I am on Contribution based ESA if i balance transfer cash through my current account from a credit card ie a £1000 to purchase a car will i be breaking any rules regarding income.
I just dont want to drop myself in it.
Thanks in advance!


Hi MS,

With regards to Contributory ESA, there is no means test, as was the same with Contributory IB.

With regards to Income Related ESA, there is a means test, however even if this were the case for you, as long as your capital and assets does not go above £6,000, there would not be a problem.

bro58

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Nothing on this board constitutes legal advice - always consult a professional about specific problems

Re:Contribution based ESA and income 5 years 11 months ago #72698

Hi ,bro58, I have over £ 6 , 000 in my bank account £9,000 , as I was dismissed from my employer ( nhs ) after 31 years , on incapacity , due to ill- health . Have severe rheumatoid artritis the past 2 years .
Am on ESA ... ANY ADVICE ??????? Jose .

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Re:Contribution based ESA and income 5 years 11 months ago #72700

josie wrote:

Hi ,bro58, I have over £ 6 , 000 in my bank account £9,000 , as I was dismissed from my employer ( nhs ) after 31 years , on incapacity , due to ill- health . Have severe rheumatoid artritis the past 2 years .
Am on ESA ... ANY ADVICE ??????? Jose .


Hi J,

The means test only applies if you are in receipt of Income Related, (income based) ESA, not Contibutory ESA.

See here. :


www.benefitsandwork.co.uk/forum?func=vie...mit=6&start=12#71526

If you have any doubts, it would be best if you gained face to face advice, where the advisor would have access to all your personal details.

cheers

bro58

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Nothing on this board constitutes legal advice - always consult a professional about specific problems

Re:Contribution based ESA and income 5 years 11 months ago #72772

Many Thanks for getting back to me so quickly - so I shall check what level of ESA I am getting , and get back to you . Josie .

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