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Car insurance after leaving mobility scheme
- debslosjoe
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4 years 1 month ago #257264 by debslosjoe
Car insurance after leaving mobility scheme was created by debslosjoe
We are buying a car when our mobility contract ends. Just wondering if that means you've got no no claims discount towards our next car and if so does anyone have any advice on reasonable insurance companies. It's not an adapted car.
Any advice is appreciated.
Debs
Any advice is appreciated.
Debs
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- Gary
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4 years 1 month ago #257266 by Gary
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gary on topic Car insurance after leaving mobility scheme
Hi Debbie16
Your post is outside the remit of the forum, but I have been on the Motability website.
No-claims discounts
As the vehicle is owned by Motability Operations Ltd you will not accrue any personal no-claims bonus.
Any personal no-claims history held before joining the Scheme may no longer be accepted by insurers if you leave the Scheme. Some insurance companies may honour previous personal no claims history, but this is usually only for a period of up to 2 or 3 years.
If you leave the Scheme, RSA Motability (RSAM) are able to provide a claims history letter which details any claims made by you and your nominated drivers along with the period of time you have had claims free driving. Many insurance companies will accept this a proof of your claims history. motability.co.uk/your-lease/insurance/
Gary
Your post is outside the remit of the forum, but I have been on the Motability website.
No-claims discounts
As the vehicle is owned by Motability Operations Ltd you will not accrue any personal no-claims bonus.
Any personal no-claims history held before joining the Scheme may no longer be accepted by insurers if you leave the Scheme. Some insurance companies may honour previous personal no claims history, but this is usually only for a period of up to 2 or 3 years.
If you leave the Scheme, RSA Motability (RSAM) are able to provide a claims history letter which details any claims made by you and your nominated drivers along with the period of time you have had claims free driving. Many insurance companies will accept this a proof of your claims history. motability.co.uk/your-lease/insurance/
Gary
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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- an ex nurse
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4 years 1 month ago #257312 by an ex nurse
Replied by an ex nurse on topic Car insurance after leaving mobility scheme
Hi, I was in the same position a couple of years ago and insurers accepted the history of claims letter as proof of no claims bonus. The insurer that motability suggested was very expensive so I found my own in the usual way with no problem. I hope that helps. Best wishes
The following user(s) said Thank You: Gary
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