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ESA and pension income
- cbrad
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1 year 11 months ago #276969 by cbrad
ESA and pension income was created by cbrad
I receive both contribution and income based ESA.
Following this year’s increases in my pension income I will exceed the £85.00 per week limit for the first time and expect a reduction in my contribution based ESA of around £2.00 per week.
When DWP calculate my Income based ESA do they take into account my contribution based ESA
Amount Before or after the deduction for pension income.
Thank you.
Following this year’s increases in my pension income I will exceed the £85.00 per week limit for the first time and expect a reduction in my contribution based ESA of around £2.00 per week.
When DWP calculate my Income based ESA do they take into account my contribution based ESA
Amount Before or after the deduction for pension income.
Thank you.
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- Gordon
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1 year 11 months ago #276991 by Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gordon on topic ESA and pension income
cbrad
I'm very sorry if the following alarms you.
This is not how it works!
If you are receiving both ESA(CB) and ESA(IR) then any pension income will first be deducted £ for £ from your ESA(IR), only if there is still more than £85/week after the deduction will there be any effect on your ESA(CB). As an example (the numbers are made up)
You receive £110/w ESA(CB) with an additional £20/w ESA(IR), your pension is £115/w.
There will be a £20 pension deduction from your ESA(IR) meaning you are no longer entitled and removing any add-ons such as free prescriptions.
The remaining £95 of your pension will then be applied to your ESA(CB) resulting in a £5 deduction (£95-£85 = £10 / 2 =£5)
You need to get urgent advice from a trained professional as from your post you may have an overpayment of your ESA(IR).
Gordon
I'm very sorry if the following alarms you.
This is not how it works!
If you are receiving both ESA(CB) and ESA(IR) then any pension income will first be deducted £ for £ from your ESA(IR), only if there is still more than £85/week after the deduction will there be any effect on your ESA(CB). As an example (the numbers are made up)
You receive £110/w ESA(CB) with an additional £20/w ESA(IR), your pension is £115/w.
There will be a £20 pension deduction from your ESA(IR) meaning you are no longer entitled and removing any add-ons such as free prescriptions.
The remaining £95 of your pension will then be applied to your ESA(CB) resulting in a £5 deduction (£95-£85 = £10 / 2 =£5)
You need to get urgent advice from a trained professional as from your post you may have an overpayment of your ESA(IR).
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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1 year 11 months ago #277075 by cbrad
Replied by cbrad on topic ESA and pension income
Hi Gordon,
Thank you for your reply and I was not alarmed too much!
I’ve managed to contact DWP and I’m still confused.
A bit of history, I was originally on Incapacity Benefit with an Income Support top up from 2007.
The DWP person I spoke to said that because I was on High rate of DLA care then for Incapacity Benefit my pension income was ignored but taken into account pound for pound from my Income Support.
I was transferred to ESA CB and ESA IB in 2013 and I was told that my pension income is ignored in my ESA CB but taken into account for my ESA IR. I get Pip enhanced for both parts.
I was then given these figures:
Living expenses £77.00
SDP £69.40
Income Guarantee £17.75
Support group £40.60
Total Income Related amount = £204.75
Less pension income of £76.95
Total amount I receive is £127.80
My ESA Contribution Based amount is £118.50
Total IR amount £204.75
Less CB amount£118.50= £86.25 then less pension income amount of £76.95= £9.30
This £9.30 is the amount of ESA Income Based I receive plus ESA CB of £118.50
Looking at the above figures do you think DWP are correct in their calculations, I’m totally confused. DWP couldn’t give any earlier figures as my claim had to be deleted and rebuilt on their systems recently due to an error in their systems!!!
Thank you for any advice and I’ve got an appointment with a welfare officer in 2 weeks time to go over everything.
CBrad
Thank you for your reply and I was not alarmed too much!
I’ve managed to contact DWP and I’m still confused.
A bit of history, I was originally on Incapacity Benefit with an Income Support top up from 2007.
The DWP person I spoke to said that because I was on High rate of DLA care then for Incapacity Benefit my pension income was ignored but taken into account pound for pound from my Income Support.
I was transferred to ESA CB and ESA IB in 2013 and I was told that my pension income is ignored in my ESA CB but taken into account for my ESA IR. I get Pip enhanced for both parts.
I was then given these figures:
Living expenses £77.00
SDP £69.40
Income Guarantee £17.75
Support group £40.60
Total Income Related amount = £204.75
Less pension income of £76.95
Total amount I receive is £127.80
My ESA Contribution Based amount is £118.50
Total IR amount £204.75
Less CB amount£118.50= £86.25 then less pension income amount of £76.95= £9.30
This £9.30 is the amount of ESA Income Based I receive plus ESA CB of £118.50
Looking at the above figures do you think DWP are correct in their calculations, I’m totally confused. DWP couldn’t give any earlier figures as my claim had to be deleted and rebuilt on their systems recently due to an error in their systems!!!
Thank you for any advice and I’ve got an appointment with a welfare officer in 2 weeks time to go over everything.
CBrad
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- Gordon
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1 year 11 months ago #277096 by Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gordon on topic ESA and pension income
cbrad
The figures you have quoted are the 2022/3 rates, there will be an increase in your ESA and Premiums from 6th April.
You mentioned that your pension in now over £85/week, is this increase more than the £9.30? If it then you will lose your entitlement to your ESA(IR) and any benefits enabled by it, your ESA(CB) will continue to be paid at the the current rate.
If it does not exceed the £9.30 then your ESA(IR) will be reduced but as long as you qualify for at least 1p/week then you retain access to the associated benefits.
If you do lose your ESA(IR) then it is worth checking in April whether this is still the case, if you re-qualify for ESA(IR) then this would be an amendment to your existing ESA claim and would not require a claim for UC.
Whatever the situation, you need to inform the DWP of your pension increase within 30 days of the change taking place.
Gordon
The figures you have quoted are the 2022/3 rates, there will be an increase in your ESA and Premiums from 6th April.
You mentioned that your pension in now over £85/week, is this increase more than the £9.30? If it then you will lose your entitlement to your ESA(IR) and any benefits enabled by it, your ESA(CB) will continue to be paid at the the current rate.
If it does not exceed the £9.30 then your ESA(IR) will be reduced but as long as you qualify for at least 1p/week then you retain access to the associated benefits.
If you do lose your ESA(IR) then it is worth checking in April whether this is still the case, if you re-qualify for ESA(IR) then this would be an amendment to your existing ESA claim and would not require a claim for UC.
Whatever the situation, you need to inform the DWP of your pension increase within 30 days of the change taking place.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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