- Posts: 8
× Members
ESA Income Based
- Paul
- Topic Author
- Offline
Less More
1 year 9 months ago #279083 by Paul
ESA Income Based was created by Paul
I'm going to get married soon and was wondering how much my ESA will be reduced by if she works 24 hrs a week?
also how much does it effect ESA if she has money in the bank ?
also how much does it effect ESA if she has money in the bank ?
Please Log in or Create an account to join the conversation.
- Gordon
- Offline
Less More
- Posts: 51288
1 year 9 months ago #279102 by Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gordon on topic ESA Income Based
Paul
It will depend on what type of ESA you are receiving.
Legacy ESA where the Contribution component only is in payment and New Style ESA will not be affected by your wife's earnings.
Legacy ESA with the Income Related component will be reduced £ for £. If you are also entitled to ESA(CB) then the ESA(CB) will remain in payment if the ESA(IR) component is eroded which would be likely.
If you are only eligible for the ESA(IR) component, it will depend on how much she earns and whether you are entitled to any premiums. However, a quick calculation based on the Minimum Wage would suggest you would lose all of any ESA(IR) being paid.
If you lose your ESA(IR), you also lose entitlement to the associated passported benefits such as free prescriptions and dental care, reductions for glasses, etc.
If you receive any ESA(IR), your household assets and savings will be considered, which means all of your and your wife's monies. There is a lower limit of £6000 after which a £1/week deduction is made for every £250 in excess and an upper limit of £16,000 after which entitlement to ESA(IR) is lost.
Gordon
It will depend on what type of ESA you are receiving.
Legacy ESA where the Contribution component only is in payment and New Style ESA will not be affected by your wife's earnings.
Legacy ESA with the Income Related component will be reduced £ for £. If you are also entitled to ESA(CB) then the ESA(CB) will remain in payment if the ESA(IR) component is eroded which would be likely.
If you are only eligible for the ESA(IR) component, it will depend on how much she earns and whether you are entitled to any premiums. However, a quick calculation based on the Minimum Wage would suggest you would lose all of any ESA(IR) being paid.
If you lose your ESA(IR), you also lose entitlement to the associated passported benefits such as free prescriptions and dental care, reductions for glasses, etc.
If you receive any ESA(IR), your household assets and savings will be considered, which means all of your and your wife's monies. There is a lower limit of £6000 after which a £1/week deduction is made for every £250 in excess and an upper limit of £16,000 after which entitlement to ESA(IR) is lost.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Please Log in or Create an account to join the conversation.
- Paul
- Topic Author
- Offline
Less More
- Posts: 8
1 year 9 months ago #279113 by Paul
Replied by Paul on topic ESA Income Based
Thank you for your reply Gorden.
The DWP told me I qualify for Income and contribution based ESA so does that mean although I could lose my income based ESA I would still receive contribution based ESA?
Thanks
The DWP told me I qualify for Income and contribution based ESA so does that mean although I could lose my income based ESA I would still receive contribution based ESA?
Thanks
Please Log in or Create an account to join the conversation.
- Gary
- Offline
Less More
- Posts: 8213
1 year 9 months ago #279132 by Gary
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gary on topic ESA Income Based
Hi Paul
You are correct, you would loose your means tested benefit but keep your contribution based benefit.
Gary
You are correct, you would loose your means tested benefit but keep your contribution based benefit.
Gary
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Please Log in or Create an account to join the conversation.
Moderators: Gordon, Gary, BIS, Catherine, Wendy, Kelly, greekqueen, peter, Katherine, Super User, Chris, David