Early Pension and legacy benefits

Hello, I received a letter from a company that I worked a few years for 35 years ago regarding the private work pension i was on. I have to submit the pension forms soon by my 60th birthday. I joined their scheme where the pension age is 60. I cannot delay it. It is a small amount 110 pounds or so a month. I could also take a lump sum and have a reduced monthly amount. I have to decide what is best for my circumstance so they tell me. I am currently on ESA in support group and old housing benefit (not lha).

My questions are...

1. will the monthly pension amount i receive be taken as income £ for £ from both my esa and housing benefit, so as an example £110 taken from esa and again from housing benefit making it a £220 deduction. Effectively £110 worse off?

2. If I went for a lump sum option and it put me £500 over £6000 for savings, will £2 (500/250) be taken from esa and again from housing benefit, so £4 in total?

For the future, as we all will be migrating to universal credit - still awaiting letter, will the above answers differ if I were on UC.

Thank you kindly

Thank you for your reply. im on IR ESA, been on it for a long time,

David, thank you very much for your swift reply.

You may be able to commute the whole pension to a lump sum on the grounds of triviality. I had a small pension payable at age 60 with the Prudential and they didn't offer it because they had never heard of it! They made inquiries and were most surprised that they could. Triviality is not generally known about but it maybe worthwhile asking the pension payer. In the end I didn't do as another pension came to light. and you can only do one.