www.gov.uk/government/publications/rent-...t-a-room-scheme-2024 "The annual Rent-a-Room limit is £7,500. This reduces to £3,750 if someone else receives income from letting accommodation in the same property, such as a joint owner. annual Rent-a-Room limit is £7,500. This reduces to £3,750 if someone else receives income from letting accommodation in the same property, such as a joint owner."
My ex partner (we are in the middle of a divorce) was paying the mortgage but has stopped, I think I may have got him to agree to paying half the mortgage again from July. I had hoped to rent a room out when I migrate to UC (from ESA) so that I could pay the other half of the mortgage but I don't quite understand if I would be entitled to the full amount or half.
Could someone tell me if - even though we are separated - the fact he is joint owner, does that mean he receives 'income' if I am using that rent money to pay half the mortgage?
If yes, then I only have £3,750 tax free and I would have to pay tax on the rest? Technically we are still married even though I have applied for divorce. Appreciate any advice.