× Members

Trying to work out which parts of my ESA are CB or IR for migration purposes

More
2 days 22 hours ago #304049 by David
Hi Spaceman

To answer your question "but say my rent and/or service charges increases by £25/year and the Housing Costs element rises accordingly, will that decrease my TP by the same amount so that in 6-7 years it will all be eroded and I'll be considerably worse off as a result of migrating from ESA to UC?"
Yes unfortunately, that is the intention built into UC, to make savings with Benefits.

David

Nothing on this board constitutes legal advice - always consult a professional about specific problems
The following user(s) said Thank You: Spaceman, soulgal

Please Log in or Create an account to join the conversation.

More
2 days 4 hours ago #304080 by cobra29Kevin Vincent
It's disgraceful , I can't believe this hasn't been talked about more. Thousands of severely disabled people are going to be Thousands of pounds per year worse off, but it's hardly mentioned? There's rightfully been uproar about the winter fuel allowance, but nothing about the treatment of disabled people moving to UC.
The following user(s) said Thank You: Spaceman, David

Please Log in or Create an account to join the conversation.

More
1 day 14 hours ago #304104 by Spaceman
I suspect that's why they provide TP, so people don't realise that they're going to be considerably worse off in a few years.

It may only be about 3 years before my TP is completely eroded, because if UC increases by 5%/year that's an extra £40/year and if my Housing Benefit increase by 5%/year that's an extra £30/year, so my £170 TP will be eroded by £70/year.

Please Log in or Create an account to join the conversation.

More
1 day 13 hours ago #304105 by Spaceman
Sorry David, every time I review my figures it appears that I've misunderstood and miscalculated!

Currently my total ESA is £254.65/week which is £1103.48/month but I think £609.05 of that is CB ESA (standard + LCWRA = £140.55/week) and only the Severe and Enhanced Disability Premiums of £494.43/month are IR ESA. My pension of £65.18/month is then deducted from the IR ESA, but I end up with the same amount.

I also receive £608.87/month Housing Benefit. So that plus my IR ESA of £494.43 = £1,103.3/month + my CB ESA of £609.05 = £1712.35/month.

After I migrate to UC, I believe I will be entitled to £400.14/month standard allowance + £423.77 for the LCWRA element + £608.87 housing costs, totalling £1,432.78/month, which is £329.48/month MORE than I currently receive in IR ESA + Housing Benefit, so there won't be any TP.

Then my CB/New-Style ESA of £609.05/month plus my pension of £65.18/month will be deducted, which leaves £757.95/month UC. So in total I'll receive £757.95/month UC + £609.05 New Style ESA + £65.78/month pension, which comes to £1,432.78.

That means that as soon as I migrate to UC I'll be £279.57/month worse off than I am now, but I won't receive any TP because my UC (before deducting my other income) will be more than my IR ESA + Housing Benefit, and that's all that the TP calculation takes into account, not the CB ESA element.

Does that sound right?

Please Log in or Create an account to join the conversation.

More
1 day 3 minutes ago #304125 by David
Hi Spaceman

I think it's best if you provide these detailed figures to Citizens Advice Help to Claim as they have their own specific calculators.

David

Nothing on this board constitutes legal advice - always consult a professional about specific problems
The following user(s) said Thank You: Spaceman

Please Log in or Create an account to join the conversation.

Moderators: GordonGaryBISCatherineWendyKellygreekqueenpeterKatherineSuper UserChrisDavid