Hello Paul,
Please don’t apologise for seeking clarity.
I believe the bible for all things related to Capital is
assets.publishing.service.gov.uk/governm...e/932378/dmgch52.pdf Not an easy read, but if you want to dive deeper into this that is where I would start.
However much money you do, or don’t have in your account, the DWP have the right to request to see statements. This is after all the only way they can actually know.
They will be looking to see if you have deliberately done something to reduce your balance to £6,000. But if you have less than £6,000 in there you can spend it as and when you wish.
Catherine
