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Moving from ESA and HB to UC after an inheritance

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4 years 4 weeks ago #257818 by Alan
Hi, I have now received an inheritance of £17400 which puts me over the limit to continue to receive my income based ESA (support group) and housing benefit. I had debts to pay in relation to my rent and dental work which I have paid today leaving my bank balance at £10476. I am now preparing to make an application for UC. I believe I have all the necessary documents apart from a doctors fit note which I am looking to obtain through the "econsult" service which responds by the next working day. My understanding is that once I have set up a UC account I will be able to use the messaging system to explain that I received an inheritance over £16k but needed to use part of it for urgent bills hence my current balance. I hope that I am doing things correctly. Any advice would be much appreciated as this is all new to me and it is very intimidating at the moment with everything I am trying to think about. Thanks.

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4 years 3 weeks ago #257835 by LL26
Hi Alan,

Presumably you have invoices to show how much you had to pay, and have receipts? Also do you have a letter eg from a solicitor or executor of the will, to prove the amount of your inheritance. All these documents may well be required and should be retained in case needed.
It is unlikely that the expenses you describe would cause what is called 'deprivation of capital', where DWP argue you have deliberately wasted money in order to achieve benefits payments.
Presumably you need to make a UC claim in order to regain Housing Benefit. If you temporarily go over the capital limit in respect of ESA, and you still have Ltd capability for work, you can continue on a notional ESA claim, often called a credits only claim. When your capital is below the limit the ESA can be put back into payment. Unfortunately there are no rules that allows a HB claim to be put back into payment in the same way, so if you wish to claim the equivalent of HB ie housing element, claiming UC is the only way forward.
Please have a read of the UC guide in the members pages. This may help with your claim.

Alan,

Presumably you have invoices to show how much you had to pay, and have receipts? Also do you have a letter eg from a solicitor or executor of the will, to prove the amount of your inheritance. All these documents may well be required and should be retained in case needed.
It is unlikely that the expenses you describe would cause what is called 'deprivation of capital', where DWP argue you have deliberately wasted money in order to achieve benefits payments.
Presumably you need to make a UC claim in order to regain Housing Benefit. If you temporarily go over the capital limit in respect of ESA, and you still have Ltd capability for work, you can continue on a notional ESA claim, often called a credits only claim. When your capital is below the limit the ESA can be put back into payment. Unfortunately there are no rules that allows a HB claim to be put back into payment in the same way, so if you wish to claim the equivalent of HB ie housing element, claiming UC is the only way forward.
If you need further information about claiming UC check the members guides:
Alan,

Presumably you have invoices to show how much you had to pay, and have receipts? Also do you have a letter eg from a solicitor or executor of the will, to prove the amount of your inheritance. All these documents may well be required and should be retained in case needed.
It is unlikely that the expenses you describe would cause what is called 'deprivation of capital', where DWP argue you have deliberately wasted money in order to achieve benefits payments.
Presumably you need to make a UC claim in order to regain Housing Benefit. If you temporarily go over the capital limit in respect of ESA, and you still have Ltd capability for work, you can continue on a notional ESA claim, often called a credits only claim. When your capital is below the limit the ESA can be put back into payment. Unfortunately there are no rules that allows a HB claim to be put back into payment in the same way, so if you wish to claim the equivalent of HB ie housing element, claiming UC is the only way forward.

More information can be found in the members pages which includes a guide about transferring from ESA to UC.
www.benefitsandwork.co.uk/help-for-claimants/esa1#claims
Good luck with your UC claim.

LL26

Nothing on this board constitutes legal advice - always consult a professional about specific problems
The following user(s) said Thank You: VikingMermaid, Alan

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4 years 3 weeks ago #257855 by Alan
I do have receipts for the payments. I have spoken to an advisor from the CAB today on the chat service and was advised to complete the O/L UC form. I then received a call from another advisor who instructed me to phone ESA and my local council to declare my inheritance, the amount I have in my account now, and outlining the payments I had to make to clear my bills. She felt that it was then possible I might be left on my legacy benefits as the excess was small and only for a short time. Additionally she suggested that if they decided I needed to make a claim for UC that I should get this in writing and this may help me to get transitional protection as I currently receive SDP as part of my ESA. I have looked at the ESA-UC guide from the members section but my case does seem to have a lot of grey areas and I want to make sure I do the right thing.

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4 years 3 weeks ago #257864 by Alan
This afternoon I phoned the ESA advice line with the intention of declaring my change of circumstances. I was on hold for about half an hour. I had so much running round in my head and written on paper and this total fear of saying the wrong thing that eventually I had to hang up (before anyone had answered). Maybe I should just put it in writing to ESA, HB and to the council tax people? Or perhaps I should write everything down that I need to say and then call ESA, HB and council tax tomorrow? I could write letters as well if that will help. I imagine that i will then receive contact from the various offices to let me know whether I can keep my legacy benefits and asking for receipts and invoices of the money i have paid? I'm scared of doing the wrong thing.

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4 years 3 weeks ago #257870 by LL26
Hi Alan
In my opinion if you can keep your legacy benefits then this would be better. I wasn't sure that this would be possible, but perhaps the CAB had extra information?
You do need to contact DWP. Sending a letter could be the answer. I have had conversations with one person at DWP only to find that the next person I speak with says the complete opposite! At least if every thing is written down it is set in stone and won't be contradicted.
I know that in our local area, there is a partnership system where you can report any benefits information to the local authority who will pass it on to DWP as required. I can't remember what it is actually called. Perhaps your area has a similar set up, so all you need to do is contact the council office? If you don't contact DWP directly or via a council office, there is a danger that DWP will look into potential overpayments, or other investigations, and your lack of contact might then look suspicious. Then even though you have done nothing wrong a whole lot of hassle ensues!
Let us know how you get on.
LL26

Nothing on this board constitutes legal advice - always consult a professional about specific problems
The following user(s) said Thank You: Alan

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