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Total incapacity pension and PIP/ESA?
- mel0308
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3 years 9 months ago #261368 by mel0308
Total incapacity pension and PIP/ESA? was created by mel0308
Hi, I'm totally new to this and looking for a bit of guidance. I haven't been able to find anything in the forum topics so far (it's probably there, I just haven't found it). I am 56 and have been awarded a total incapacity ill health pension from my job (unable to do ANY gainful employment up to my normal pension age of 67). I have complex PTSD, recurring major depressive disorder and probable dissociative disorder. Will the fact that I have been awarded a total incapacity pension be taken into consideration when I am assessed for PIP and ESA? I would have thought this would lead to a paper-based assessment rather than a telephone or face-to-face. Obviously I have all the medical reports I used for my ill-health retirement application which I assume I can send as evidence? My lump sum etc will mean I don't get any ESA but I'm hoping to get NI credits so my state pension isn't affected. Any pointers or advice would be greatly appreciated as I just don't know where to start. TIA
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- Gary
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3 years 9 months ago #261499 by Gary
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gary on topic Total incapacity pension and PIP/ESA?
Hi Mel0308
Welcome to the forum, you might want to have a look at the following FAQ which explains where everything is.
Welcome to Benefits and Work .
I am not aware of 'total incapacity ill health pension from my job' you maybe able to claim New Style ESA which is based on your NI contributions. If you have been awarded a pension from your company which is over £85 a week, then there will be a £1/week deduction for every £2 in excess of the £85.
New Style ESA is a fortnightly payment that can be claimed on its own or at the same time as Universal Credit (UC).
New Style ESA is a contributory benefit. Normally, this means you may be able to get it if you’ve paid or been credited with enough National Insurance contributions in the 2 full tax years before the year you’re claiming in.
Eligibility
To get New Style ESA you’ll need to have been an employee or self-employed and paid (or been credited with) National Insurance contributions, usually in the last 2 to 3 years.
www.gov.uk/national-insurance
You will also need to have a fit note (sometimes called ‘sick note’ or ‘doctor’s note’) but you can start making your claim before you have one. If you have only just become ill, you can self-certify for the first 7 days.
You can get New Style ESA on its own or at the same time as Universal Credit. If you apply for and are awarded both benefits, the New Style ESA you are paid will reduce your Universal Credit payment by the same amount.
www.gov.uk/guidance/new-style-employment...ailed-guide#overview
PIP is not awarded because of the condition but rather the limitations that result and prevent a claimant from completing a range of everyday activities. Have a look at our PIP Claim guide for a better understanding of the criteria you will need to meet.
www.benefitsandwork.co.uk/help-for-claimants/pip
Read about the reliability element in the guide - if you cannot do something:
• Safely – in a fashion that is unlikely to cause harm to themselves or to another person.
• To a necessary and acceptable standard – given the nature of the activity.
• Repeatedly – as often as is reasonably required.
• In a reasonable time period – no more than twice as long as a person without a physical or mental health condition would take to carry out the activity.
then you should not be considered able to do the activity.
The fact that you can’t do the activity safely, to an acceptable standard, repeatedly or in a reasonable time, means you can’t do it at all for the purposes of the descriptors.
If you have any further questions, come back to the forum.
Gary
Welcome to the forum, you might want to have a look at the following FAQ which explains where everything is.
Welcome to Benefits and Work .
I am not aware of 'total incapacity ill health pension from my job' you maybe able to claim New Style ESA which is based on your NI contributions. If you have been awarded a pension from your company which is over £85 a week, then there will be a £1/week deduction for every £2 in excess of the £85.
New Style ESA is a fortnightly payment that can be claimed on its own or at the same time as Universal Credit (UC).
New Style ESA is a contributory benefit. Normally, this means you may be able to get it if you’ve paid or been credited with enough National Insurance contributions in the 2 full tax years before the year you’re claiming in.
Eligibility
To get New Style ESA you’ll need to have been an employee or self-employed and paid (or been credited with) National Insurance contributions, usually in the last 2 to 3 years.
www.gov.uk/national-insurance
You will also need to have a fit note (sometimes called ‘sick note’ or ‘doctor’s note’) but you can start making your claim before you have one. If you have only just become ill, you can self-certify for the first 7 days.
You can get New Style ESA on its own or at the same time as Universal Credit. If you apply for and are awarded both benefits, the New Style ESA you are paid will reduce your Universal Credit payment by the same amount.
www.gov.uk/guidance/new-style-employment...ailed-guide#overview
PIP is not awarded because of the condition but rather the limitations that result and prevent a claimant from completing a range of everyday activities. Have a look at our PIP Claim guide for a better understanding of the criteria you will need to meet.
www.benefitsandwork.co.uk/help-for-claimants/pip
Read about the reliability element in the guide - if you cannot do something:
• Safely – in a fashion that is unlikely to cause harm to themselves or to another person.
• To a necessary and acceptable standard – given the nature of the activity.
• Repeatedly – as often as is reasonably required.
• In a reasonable time period – no more than twice as long as a person without a physical or mental health condition would take to carry out the activity.
then you should not be considered able to do the activity.
The fact that you can’t do the activity safely, to an acceptable standard, repeatedly or in a reasonable time, means you can’t do it at all for the purposes of the descriptors.
If you have any further questions, come back to the forum.
Gary
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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- BennyFit
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3 years 9 months ago #261506 by BennyFit
Replied by BennyFit on topic Total incapacity pension and PIP/ESA?
Hi Mel
You will soon get paranoia too when people you think are from the DWP spying on you when you put the bins out or walk the dogs
I always thought you could take a pension at 55 years old anyway without being medically retired and then be put on light duties or redeployed to a less stressful job and on the same salary. I suppose it depends on who you work for and what scheme it is.
Does your Union have any information for you regarding benefits etc?
PIP isn't awarded because of the conditions but rather the limitations that result and prevent a claimant from completing a range of everyday activities and it's not normally work related. ill health pensions is not something I have come across on this forum but if you have a lump sum you might not get UC but could get ESA
You will soon get paranoia too when people you think are from the DWP spying on you when you put the bins out or walk the dogs
I always thought you could take a pension at 55 years old anyway without being medically retired and then be put on light duties or redeployed to a less stressful job and on the same salary. I suppose it depends on who you work for and what scheme it is.
Does your Union have any information for you regarding benefits etc?
PIP isn't awarded because of the conditions but rather the limitations that result and prevent a claimant from completing a range of everyday activities and it's not normally work related. ill health pensions is not something I have come across on this forum but if you have a lump sum you might not get UC but could get ESA
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