Hi Carl
Welcome to the forum.
You might want to have a look at the following FAQ which explains where everything is;
www.benefitsandwork.co.uk/guides-for-claimants/faq/forum.
We cannot answer your questions as we do not have all the facts, we would advise you to seek specialist advice from your local Welfare Rights Organisation:
advicelocal.uk where they can take all your circumstances into consideration when giving you advice.
Gary