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Pension credit for mum
- Benson
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2 years 3 months ago #274184 by Benson
Pension credit for mum was created by Benson
My dad sadly passed away 2 weeks ago. I lived with both him and my mum. So it is now just my mum and me in the house. She is 80. I realise you can't specifically talk about me without knowing a lot more info, but perhaps you can give me some guiders on the below questions ? Feel free to ask me any follow up questions.
1. I get ESA but no other benefits at the moment, my mum only gets her normal pension, no pension credit yet or any other benefits. She has savings. Would me claiming ESA, even though I am an adult and so a non-dependant, ruin her chances of getting any pension credit ? or vice versa, would her getting means tested benefits effect my ESA ?
2. If I were to ever claim PIP in the future would this ruin her pension credit chances ? As this was asked about in the online calculator. When I say "yes" to the non-dependant getting PIP in the calculator the final amount shows the same regardless if yes is ticked or not. So not sure why it would matter then.
3. My mum and dad were the ones who paid the council tax, but because I am on ESA and my mum is 80 years old and a pensioner, is there any way this can be reduced ? I don't have any income other than my Support Group ESA and my mum is retired. When my dads pension was combined she could cope a lot easier than she will now, but she does have savings (she hopes to use that for any old-peoples-home care she may need in future) which may scupper things.
4. If my mum can only get a very low pension credit like £15 a week due to her savings, would she still be entitled to the free TV license and BT Essentials ? What other perks does pension credit get you ?
5. I have a lot of health issues and have been in the support group for many years, but I have never decided to try and claim PIP. I realise that is non-means tested and is not about the illness itself but about what you can't do or need help with. Would being in the support group mean instant access to PIP or do I have to go through all the usual F2F and such like ? Also would being on ESA reduce chances for PIP ?
6. You may not know this as it is not PIP/ESA related, but do widows get any percentage of their spouses pension ? My dad was 77 when he died and worked all his life up to pension age.
Thanks for any advice.
1. I get ESA but no other benefits at the moment, my mum only gets her normal pension, no pension credit yet or any other benefits. She has savings. Would me claiming ESA, even though I am an adult and so a non-dependant, ruin her chances of getting any pension credit ? or vice versa, would her getting means tested benefits effect my ESA ?
2. If I were to ever claim PIP in the future would this ruin her pension credit chances ? As this was asked about in the online calculator. When I say "yes" to the non-dependant getting PIP in the calculator the final amount shows the same regardless if yes is ticked or not. So not sure why it would matter then.
3. My mum and dad were the ones who paid the council tax, but because I am on ESA and my mum is 80 years old and a pensioner, is there any way this can be reduced ? I don't have any income other than my Support Group ESA and my mum is retired. When my dads pension was combined she could cope a lot easier than she will now, but she does have savings (she hopes to use that for any old-peoples-home care she may need in future) which may scupper things.
4. If my mum can only get a very low pension credit like £15 a week due to her savings, would she still be entitled to the free TV license and BT Essentials ? What other perks does pension credit get you ?
5. I have a lot of health issues and have been in the support group for many years, but I have never decided to try and claim PIP. I realise that is non-means tested and is not about the illness itself but about what you can't do or need help with. Would being in the support group mean instant access to PIP or do I have to go through all the usual F2F and such like ? Also would being on ESA reduce chances for PIP ?
6. You may not know this as it is not PIP/ESA related, but do widows get any percentage of their spouses pension ? My dad was 77 when he died and worked all his life up to pension age.
Thanks for any advice.
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- Gordon
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2 years 3 months ago #274234 by Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gordon on topic Pension credit for mum
Benson
We don't deal with Pension Credit and Housing Benefit so some of my answers may be limited by this.
1. No, you are not part of her household just as she is not part of yours.
2. No, it won't have a negative impact. the reason for the question is asked is that if you are both claiming a disability benefit, you don't mention that she qualifies for one, it would be Attendance Allowance if she did, then she would receive extra money in her Pension Credit and you might if you are claiming what is now called legacy ESA.
3. I don't think you qualify but you should ask a Welfare Rights Officer to review your situation.
4. As long as she qualifies for PC even if it is only 1p then she qualifies for any other benefits that PC enables.
5. Whilst there are crossovers in the criteria for ESA and PIP (there's a document in the PIP section that shows these), having an ESA award, even one for the SG does not provide any automatic qualification for PIP, you will have to go through a full assessment process.
6. Have a look at the following
www.co-oplegalservices.co.uk/media-centr...nsion-when-they-die/
Gordon
We don't deal with Pension Credit and Housing Benefit so some of my answers may be limited by this.
1. No, you are not part of her household just as she is not part of yours.
2. No, it won't have a negative impact. the reason for the question is asked is that if you are both claiming a disability benefit, you don't mention that she qualifies for one, it would be Attendance Allowance if she did, then she would receive extra money in her Pension Credit and you might if you are claiming what is now called legacy ESA.
3. I don't think you qualify but you should ask a Welfare Rights Officer to review your situation.
4. As long as she qualifies for PC even if it is only 1p then she qualifies for any other benefits that PC enables.
5. Whilst there are crossovers in the criteria for ESA and PIP (there's a document in the PIP section that shows these), having an ESA award, even one for the SG does not provide any automatic qualification for PIP, you will have to go through a full assessment process.
6. Have a look at the following
www.co-oplegalservices.co.uk/media-centr...nsion-when-they-die/
Gordon
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- Gary
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2 years 3 months ago #274268 by Gary
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gary on topic Pension credit for mum
Hi Benson
If your mum qualified for pension credit guarantee, not savings pension credit then as she is over 75 then she would qualify for a free TV licence.
Gary
If your mum qualified for pension credit guarantee, not savings pension credit then as she is over 75 then she would qualify for a free TV licence.
Gary
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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