Hi all. I was ill health retired from work yesterday. I will receive 12 weeks pay in lieu of notice and a lump sum payment. My question is if I claim NS ESA and UC will I be expected to live off my 12 weeks pilon and if so how will I be able to get my NI stamps paid during this time? From my lump sum I will be paying about £10000 of debt off which will leave about £5000. Would the DWP add my pilon payment and what’s left of my lump sum together which would leave me with about £8000 of savings and deduct money due to this? Thank you.
You can claim NS ESA without a problem, your payment will have no effect.
The UC is more problematical as this is a means-tested benefit.
First, in case you are not aware and NS ESA you receive will be deducted £ for £ from any UC award.
Second, UC has two capital limits. If your assets and savings exceed £6000 then there will be a £1/week (prorated to a monthly figure) for every £250 you are in excess. There is a second limit of £16,000 above which you cannot receive UC.
Paying off your debts should not be a problem for UC, however, from your post, there would be a deduction from your UC as described above.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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