Hello I am in a pickle after reading a few things about savings and such. I am still on IR ESA and due to migrate to UC in Jan 2025. However I have saved money and paid off debts to my brother every year or so. I sent a chunk of money at 3k at the start of october. so Iam worried that this will be seen as deprivation of capital? the debt is because he paid the majority of my council house purchase {gifted deposit} and I owe him this money back. will i be seen as reducing capital to get benefits? I only recived my UC migration 3 days ago and i know they will want my 4 months of bank statements. how do i explain the situation to the UC team? thanks
You are not depriving yourself of capital with the intention to claim means tested Benefits as you already receive a means tested Benefit. You are also allowed to repay a debt. Not everyone is asked for bank statements.
David
Nothing on this board constitutes legal advice - always consult a professional about specific problems
