I have just received the dreaded letter regarding my transfer to ESA.
I had to stop work 15 years ago and was 'awarded' IB. I also receive income from a Permanent Health Insurance policy held by my company. The Insurers pay my company; my company pass it on via PAYE.
I read some vague comments about the PHI payments rendering me ineligible for ESA. If this really is the case I will spare myself the pain and stress of embarking on the process.
I have absolutely no idea where to look. Any help will be greatly appreciated.
The income rules for ESA are similar to those for IB, so there is no specific reason why receiving these payments would prevent you being able to receive ESA.
You might want to have a look at the FAQs related to the transfer, see
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