I have received the letter about potential underpayment of income related ESA. I am wondering if it is worth applying as I am fairly sure I will not be eligible on income grounds as I get an occupational pension and my wife gets the State Pension at the full rate. I also get PIP and I'm not sure if this would be taken into account? Also my wife was getting carers allowance for me up to the point when she started getting the state pension. She is therefore still eligible even though she is precluded from the payment because of her state pension payment. I know the government sets a threshold for "minimum amount to live on" but i'm not sure what this is. I think this is the amount i'm looking for as if you get above this amount, then you are not entitled to income related ESA. Can anyone advise please.
The simplest solution is for you to put your information into one of the online benefit calculators to see whether you are eligible for ESA(IR) or not, remember this is not just about your qualifying now, the DWP are also looking at whether you qualified when you were transferred from IB, so you may need to do multiple runs of the calculator.
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