Good morning, I receive contribution-based ESA (Support Group) and highest rate PIP for care and mobility.
I'm 61 and have a private pension plan which was set up before I became ill. Payments were continued under a waiver of premium benefit. I haven't drawn on this pension yet but recently learned that I could use it to buy an annuity which would pay out around £46 pw. I understand that this amount would not affect the amount of ESA payable but that I must nevertheless report it to DWP.
My question: Could reporting the annuity to DWP trigger a review of my ESA? I have ME and Generalised Anxiety disorder, and also had a very bad bereavement recently. I can't face the possibility of a review at the moment. Deferring the annuity for a while would be an option.
Also, if my ESA was reviewed, might this also trigger a review of my PIP?
I think that my ESA was last reviewed in 2013. Latest PIP review was 2021-3.
Thank you very much for any comments.
The following user(s) said Thank You: KimABT, Ruby
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