Hi Guys
So it seems I have been a bit of a numpty with my finances, I am not expecting or wanting much sympathy here as I know most of us live hand to mouth, so somebody having savings while on benefits is probably a sin these days, I'll just add a brief description of my circumstances, as they have a baring on the next bit. A few years ago I was paralysed due to a rare condition called cauda Equina syndrome, I have managed to fight back (with very little help) to regain some functions, I can walk a bit with aids but only very short distances, My left leg/foot is like 70% paralysed, My bowel/bladder a similar amount and I am in constant agony either from my back where the surgery was or my leg/foot, I suffered with depression and anxiety before this and going out walking in nature, or cycling was my coping strategy, now they have been taken away obviously they have got worse, This all happened when I was 37 and had just got married weeks before the "accident" also recently found out I have undiagnoed ADHD (explains my life pattern from school onwards) I am also on more drugs than you'd have found at a 90s rave so I am off my napper half the time. I get ESA
So, in Fe,b I got a letter asking me to attend a phone compliance interview. I didn't think much of it after looking it up as I had done nothing wrong in my mind. Anyway, it turns out the HMRC reported to the DWP that I have X amount over the £6000 limit, which I technically did but as I explained to the interviewer, I had a savings account with around £5500 in it, and that was my savings (in my mind) and 2 current accounts which ebbed and flowed between £1000-£2000 each (I did not consider these savings as they were not to me, but how I see it doesn't seem to matter)
