Motability Sheme

Hi, In their latest news magazine it states that due to the proposed changes to DLA to PIP, They have had meetings with the DWP. Motability have said that anyone who is affected by any changes they will work with to help them manage the impact of any changes. Best Wishes

Jeff1 wrote:

Hi, In their latest news magazine it states that due to the proposed changes to DLA to PIP, They have had meetings with the DWP. Motability have said that anyone who is affected by any changes they will work with to help them manage the impact of any changes. Best Wishes

The cynic in me believes, bearing in mind Motability Operations is 'owned' by a consortia of banks, that what they mean is how quickly they can reposess the vehicles from people who fail to qualify for PIP having previously held HRM DLA.

Hopefully I will be proved wrong but there is a little niggle there that won't go away!.

Pete

Hi Pete,

This what their website states :

Motability Operations is a not-for-profit company that runs the Motability Car Scheme, and more recently, the Powered Wheelchair and Scooter Scheme. The largest fleet operator in the UK and the biggest supplier of used cars to the trade, we are owned by the major banks: Barclays Bank plc, Lloyds Group plc, HSBC Bank plc and Royal Bank of Scotland plc.

But see Motability Operations

Pat

Jeff1 wrote:

Hi, In their latest news magazine it states that due to the proposed changes to DLA to PIP, They have had meetings with the DWP. Motability have said that anyone who is affected by any changes they will work with to help them manage the impact of any changes. Best Wishes

Hi Jeff,

Jim is keeping up to date with the DLA to PIP proposed changes, with both our MP and his DWP contacts.

There will be lots of debate in Parliament in the next 2-3 years and numerous amendments before PIP becomes an Act of Parliament.

The government have already backed down by stating PIP will continue for over 65's. Plus our MP has advised us that for those over pensionable age currently on DLA will not lose out under PIP, since transitional protection will be given to them.

Watch this space for updates, although it could be 2 years or more before the full regulations on PIP are agreed.

Pat

pata1 wrote:

Hi Pete,

This what their website states Motability Operations

Hi Pat,

Thanks for that.

It is the fact that Motability Operations is owned by certain large banks (albeit on a 'not for profit' basis) that niggles with me. The banks have a duty to their shareholders (be it partly the government in Lloyds/RBS case and other shareholders) to maximise overall profits (or at least negate or minimise potential losses!). It doesn't seem to sit comfortably with acts of benevolance to DLA recipients who potentially may not qualify for PIP.

'Not for profit' equates with 'not at a loss'!.

After all, the decision to no longer market Motability Hire Purchase was a calculated business decision and definately not based on the interests of their customers.

Regards

Pete

pata1 wrote:

Jeff1 wrote:

Hi, In their latest news magazine it states that due to the proposed changes to DLA to PIP, They have had meetings with the DWP. Motability have said that anyone who is affected by any changes they will work with to help them manage the impact of any changes. Best Wishes

The government have already backed down by stating PIP will continue for over 65's. Plus our MP has advised us that for those over pensionable age currently on DLA will not lose out under PIP, since transitional protection will be given to them.

Pat

Hi Pat,

Pardon me for being so cynical, but I wouldn't believe a thing this government are saying until the final draft regulations are passed into law.

This government and indeed the former New Labour government, have consistently tampered with the ESA regulations to the detriment of claimants. The continuous moving of the goalposts with ESA, means that the original draft regulations bear little resemblance as to what is happening with ESA now. Obviously, the intention is to move as many claimants as possible by whatever means off the allowance, as a cost-cutting exercise.

I'm afraid I also consider this to be the intention of the Personal Independence Payment, as the government have already openly declared by way of propaganda and without reference to any medical evidence or claimants' files, that it is their intention to remove 20% of claimants from disability benefits with the introduction of PIP. If ESA is anything to go by thus far, I fear that the 20% figure quoted will be significantly higher.

On the positive side if there is one, I believe the transition/migration from DLA to PIP will be fraught with difficulties and will take up to ten years to achieve, if at all. Far from simplifying the benefits system, there will actually be three disability benefits in payment, those being DLA for the under 16 year olds, PIP for 16-65 year olds and Attendance Allowance for those claimants over the age of 65. If the transitional arrangements are added to this list, it will undoubtedly be a bureaucratic nightmare, especially with the continuing job losses within the DWP with the recent announcement of the closure of 22 Jobcentreplus offices.

I don't think that the government have grasped the problems (and probably never will), which will ensue now that the wholesale migration from IB to ESA has started. Supposedly, according to Chris Grayling today, part of the increase in JSA claimants by over 12,000 is due to the migration of existing IB claimants to that allowance. This has happened after only six weeks of migration, and does not include claimants who will initially appeal any adverse decision. If this trend were to continue, the unemployment figures will go through the roof, which even for the Tories (although they will not admit to it), does not bode well.

If you add to the above scenario the introduction of Universal Credit, and the fact that the transfer of IS child dependent allowances to Child Tax Credit is over seven years behind schedule and is still not complete, the word 'meltdown' immediately springs to mind!

Regards,

CD