Owning part of a property affect benefits?

Hello, I am 50 and currently on ESA (support group) and DLA (lower mobility component). I am living with my 80year old mum in a house that she owns.
She wants to put my name on the house, well, a third of the house, to give me some security later.... lovely of her ...I am wondering if this will affect my benefits in any way? And if it is something that i need to inform them about.
Also, I may in the future want to move and get a little more independance in my own place, would having part ownership of a house affect benefits such as housing benefit and council tax benefit?

Many thanks for any help

MissEl

We cannot provide detailed financial advice on the forum so I am going to recommend that you and your mother get face to face advice from a trained advisor before making any changes, do an internet search for "welfare advice" with your postcode, town or county.

Whether it will affect your benefit will first of all depend on whether you are receiving Income Related ESA in part or in whole, If you are only receiving Contribution Based ESA then it will have no effect but I would still inform the DWP.

If you are receiving ESA(IR) then it will depend on whether this property is you primary residence, if it is then it should be disregarded, if not then it may be counted as capital and has the potential to affect your ESA. Factors that may influence this would be the nature of the agreement splitting the property three ways and how much equity is in the property. Again I would inform the DWP.

Gordon