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ESA PIP AND CARERS ALLOWANCE
- woodsie
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6 years 11 months ago #211351 by woodsie
ESA PIP AND CARERS ALLOWANCE was created by woodsie
Hi !
I know your normally deal with ESA and PIP but wonder if anybody has an opinion on this?
My wife and i are separating after 32 years together;she is my main carer.
However she still has an emotional attachment to me after so many years and cannot leave me to fend for myself as i am severely sight and hearing impaired.
Although we would be living in separate homes in the same town.she still wants to give me the support i need.
Here is the problem:
It appears using three different online calculators that if she claims carers allowance for me my income drops by about £50 a week which reduces my one bedroom housing allowance from £81 to £39 pounds and my council tax goes up as well even though i dont get any financial benefit from her receiving carers allowance!!!
As an aside do i have to receive care from her/or anyone else to continue my claim for PIP (example i cant read anything or cook things whether shes there or not, and my guide dog gets me around all because of sight loss)
Any opinions or experiences of this madness would be greatly appreciated
Best wishes Matchseller.
I know your normally deal with ESA and PIP but wonder if anybody has an opinion on this?
My wife and i are separating after 32 years together;she is my main carer.
However she still has an emotional attachment to me after so many years and cannot leave me to fend for myself as i am severely sight and hearing impaired.
Although we would be living in separate homes in the same town.she still wants to give me the support i need.
Here is the problem:
It appears using three different online calculators that if she claims carers allowance for me my income drops by about £50 a week which reduces my one bedroom housing allowance from £81 to £39 pounds and my council tax goes up as well even though i dont get any financial benefit from her receiving carers allowance!!!
As an aside do i have to receive care from her/or anyone else to continue my claim for PIP (example i cant read anything or cook things whether shes there or not, and my guide dog gets me around all because of sight loss)
Any opinions or experiences of this madness would be greatly appreciated
Best wishes Matchseller.
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- Gordon
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6 years 11 months ago #211381 by Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gordon on topic ESA PIP AND CARERS ALLOWANCE
Matchseller
You do not need to be receiving assistance with your care needs to still meet the PIP criteria,.
If your ESA is Income Related then you would lose the Carers Premium (about £35/week) when she leaves and obviously the couple allowance, however, her CA which is currently deducted from your ESA will no longer effect it.
I can't comment on how your HB, etc. will be effected as these are not benefits that we support on the forum, but if you still qualify for ESA(IR) then it's my understanding that you should still qualify.
Gordon
You do not need to be receiving assistance with your care needs to still meet the PIP criteria,.
If your ESA is Income Related then you would lose the Carers Premium (about £35/week) when she leaves and obviously the couple allowance, however, her CA which is currently deducted from your ESA will no longer effect it.
I can't comment on how your HB, etc. will be effected as these are not benefits that we support on the forum, but if you still qualify for ESA(IR) then it's my understanding that you should still qualify.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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6 years 11 months ago #211394 by woodsie
Replied by woodsie on topic ESA PIP AND CARERS ALLOWANCE
Hi Gordon !
Many thanks for your quick response to my question its much appreciated.
However my ESA is contribution based and not income related the only future income related benefit i will receive is housing benefit.
That's why i didn't understand the impact of my wife getting carers on me?
Or is there still a carers premium when claiming contribution based ESA?
Thanks again Gordon
All the best Matchseller
Many thanks for your quick response to my question its much appreciated.
However my ESA is contribution based and not income related the only future income related benefit i will receive is housing benefit.
That's why i didn't understand the impact of my wife getting carers on me?
Or is there still a carers premium when claiming contribution based ESA?
Thanks again Gordon
All the best Matchseller
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6 years 11 months ago #211409 by Gordon
If you are only receiving ESA(CB) then her leaving will not have an impact on your ESA payments, in fact they may go up if it was her income that was preventing you from receiving ESA(IR). If you are in the SG then you would receive the Enhanced Disability Premium, approximately £15 per week.
If you are eligible for ESA(IR) and have a PIP Daily Living award and she stops her claim for CA then you would receive the Severe Disability Premium (£60 per week).
I can;t see where you would be worse off, with the exception of losing her income.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gordon on topic ESA PIP AND CARERS ALLOWANCE
matchseller wrote: Hi Gordon !
Many thanks for your quick response to my question its much appreciated.
However my ESA is contribution based and not income related the only future income related benefit i will receive is housing benefit.
That's why i didn't understand the impact of my wife getting carers on me?
Or is there still a carers premium when claiming contribution based ESA?
Thanks again Gordon
All the best Matchseller
If you are only receiving ESA(CB) then her leaving will not have an impact on your ESA payments, in fact they may go up if it was her income that was preventing you from receiving ESA(IR). If you are in the SG then you would receive the Enhanced Disability Premium, approximately £15 per week.
If you are eligible for ESA(IR) and have a PIP Daily Living award and she stops her claim for CA then you would receive the Severe Disability Premium (£60 per week).
I can;t see where you would be worse off, with the exception of losing her income.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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6 years 11 months ago #211742 by woodsie
Replied by woodsie on topic ESA PIP AND CARERS ALLOWANCE
Hi Gordon!
Thanks for that info do i tell DWP about our split if my ESA wont change?
Secondly part of my ESA (CB) is a transitional payment of £40/week would her leaving mean this will be removed from my claim as a change of circumstances has occurred; there was no addition for her on my IB claim because of her wages?
UC is not in my area until end of this or early next year!
Any loss of income is going to make it harder to find a safe and secure place for me and my guide dog to live;because below a certain level rental the sort of home that you can afford only those with issues tend to live (generalisation) in it will be for me VERY SCARY.
I've sought advice about sheltered housing;apparently disability no matter how severe is of no consequence affordability is there only concern and there is a very long waiting list!
Sorry for wittering on but i am so apprehensive about being in this position; a year from OAP,living alone,losing a wife,sharing the kids,and leaving a very nice comfortable environment.
Its C**P!!!!!
Thanks Gordon
Matchseller.
Thanks for that info do i tell DWP about our split if my ESA wont change?
Secondly part of my ESA (CB) is a transitional payment of £40/week would her leaving mean this will be removed from my claim as a change of circumstances has occurred; there was no addition for her on my IB claim because of her wages?
UC is not in my area until end of this or early next year!
Any loss of income is going to make it harder to find a safe and secure place for me and my guide dog to live;because below a certain level rental the sort of home that you can afford only those with issues tend to live (generalisation) in it will be for me VERY SCARY.
I've sought advice about sheltered housing;apparently disability no matter how severe is of no consequence affordability is there only concern and there is a very long waiting list!
Sorry for wittering on but i am so apprehensive about being in this position; a year from OAP,living alone,losing a wife,sharing the kids,and leaving a very nice comfortable environment.
Its C**P!!!!!
Thanks Gordon
Matchseller.
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6 years 11 months ago #211766 by Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gordon on topic ESA PIP AND CARERS ALLOWANCE
matchseller
The Transitional Payment is attached to your ESA(CB), the only reasons it would not be paid is if your deductions from your ESA(CB) were greater than the TP or any ESA(IR) you are entitled to exceed the TP amount.
Yes you need to tell the DWP about your change of circumstances, it may mean that you receive more money! None of these changes are sufficient to require you to claim UC, they are all modifications to your existing benefits.
Gordon
The Transitional Payment is attached to your ESA(CB), the only reasons it would not be paid is if your deductions from your ESA(CB) were greater than the TP or any ESA(IR) you are entitled to exceed the TP amount.
Yes you need to tell the DWP about your change of circumstances, it may mean that you receive more money! None of these changes are sufficient to require you to claim UC, they are all modifications to your existing benefits.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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