Appointee bank accounts

I have my son’s PiP paid into my bank account as his appointee . He has autism and ADHD. I claim Universal Credit as they pay towards my rent as I’m on a low income . I had my review call with them today and was discussing that my sons pip goes in my account as he does not have the capacity to manage money or budget etc . I then transfer small amounts of money to his bank account otherwise he will just impulse buy things . The agent suggested that I open a separate bank account for the pip to go in to so that it’s not showing as an income into my account . Has anyone else experienced this ? Can anyone recommend a bank that would be able to open an account in his name but with me as an appointee ? Any advice or help will be greatly appreciated.

Hi Tee2512,

i agree with advice given bt David. But thought i would share my strategy as a appointee for a few family members, who are neurodivergent and history of impulse spending/debt mgt issues.

I use HyperJar after doing a bit of research into suitable accounts, which importantly don't have overdraft facilities and no fees. and suitable for kids too.

Each clmt/person has HJ accounts. When the DWP payment goes into my account i transfer to the Hyperjar account where I create and manage spending jars for the ppl and manage their permissions to budget in the pots. Since taking this approach spending was under control and no debt issues.

Have look at the product and compare to others.

KMK how you get on and if you find a other options.