As you're aware, the Benefits Discussion Forum is closed until Monday 1 November 2010.
This forum remains open, but if there are any messages posted here that should be in the Benefits Discussion Forum, they will be deleted by the moderators.
Thank you for your cooperation and understanding.
Jim
PLEASE READ THE SPOTLIGHTS AREA OF THE FORUM REGULARLY, OTHERWISE YOU MAY MISS OUT ON IMPORTANT INFORMATION.Nothing on this board constitutes legal advice - always consult a professional about specific problems
