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Income Protection Insurance (PHI?) and CB ESA

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13 years 6 months ago #79103 by Gordon
Replied by Gordon on topic Re:Income Protection Insurance (PHI?) and CB ESA
cuckoobird

ESA(IR) treats all income as income, so any PHI payments would be deducted £ for £ and if this results in in the deductions exceeding the payments then entitlement to ESA is lost.

Gordon
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  • Royston Crotty
12 years 8 months ago #94138 by Royston Crotty
Replied by Royston Crotty on topic Re:Income Protection Insurance (PHI?) and CB ESA
Did you ever find out any futher details on this matter?? I am getting this PHI off work and still getting payslips and paying NI contributions. My IB stops on the 18th December Ive just been told. Surely if your still paying NI you should be able to claim ESA.

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12 years 8 months ago #94140 by slugsta
Replied by slugsta on topic Re:Income Protection Insurance (PHI?) and CB ESA
As I understand it, you can still claim ESA, but you might not actually get any money paid. Sounds stupid, I know, but this is the same sort of situation as those who have passed the medical descriptors for ESA but are no longer getting any money due to the 365 day rule.
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