Hi Lola68
Your question is outside the remit of the forum.
You need to seek advice from your local Welfare Rights organisation;
advicelocal.uk Depending on your circumstances, if at the end of the day you do owe the overpayment then there are other alternatives in getting the overpayment written off such as a Debt Relief Order see National Debtline for further information;
www.nationaldebtline.org/fact-sheet-libr...bt-relief-orders-ew/ Gary